How does an average citizen deal with the constant position of being stolen from by the banks, that the banks continually put us in?

They are there looking at us, the average citizen as a means to steal money which they did not work for or do any

creative/productive or added value endeavor.

This is most clear in the "fee" system which allows them to steal hundreds upon hundreds of millions of dollars, if not

billions of dollars from people, you and me, every year. How can we take our power back?! Our money?! Our ENERGY?!

Our Current?! (Currency) OUR LABOR!!!!from those who try to steal and rape us of it through legal loopholes and justifcation and disclosures that it would

take a lawyer a week to read and understand.

We must find cooperative banking solutions created by the community with the intent to SERVE the community and

the financial needs of the community. Their are some small local banks that must be doing this already. I'm

personally tired and fed of up feeling like i'm on the firing squad when banking, not one bank yet i've used, and i've

used wellsfargo, chase, and usbank, have treated me like a human being. They've used every opportunity to apply

fees that equate to extortion in terms of interest and make no apology.

Most recently, here in Ashland, banking with USbank, right in the center of downtown, there was a situation

where a check i'd deposited didn't clear until after another payment had come through, and this resulted in a

a 19.00 fee, and then shortly after, even after the check came through, since my account was now in the negative

due to the FEE ITSELF, EVEN AFTER THE CHECK POSTED TO MY ACCOUNT, the next authorization caused

ANOTHER 19.00 fee to be placed, and then again a day or so later a 35.00 fee was asserted. When going over my

ledger, in fact, there was only ONE point, where in ONE day my account was overdrawn by 6.00, yes SIX dollars,

and this simply due to their holding a deposited check for longer than necessary before clearing it. This resulted in,

to be certain, in my account ending in a balance of -79.00 dollars, YES SEVENTY NINE DOLLARS NEGATIVE, for being

overdrawn SIX dollars. THIS IS USBANK. This is how US BANK does business. They can hide behind all the lawyers, all

the disclosures and all the mumbo jumbo they'd like. BUT DO THAT MATH. I was CHARGED (Call it fees, call it

interest, call it what you will, PERSONALLY, I CALL IT THIEVING USERY) $73.00 ON $6.00, YES FOLkS 73.00 dollars, over a 3 day period.

on 6.00, for ONE DAY of being six below, total temporal duration that these fees occured was over 3 days, YES 3 DAYS!!. THIS IS HOW THEY DO BUSINESS!! What kind of percent fee/interest

structure is that? Where is the outrage? RIGHT HERE!! RIGHT NOW! THESE THIEVES SHOULD BE PROSECUTED!


This isn't money that was rendered through service or labor, or even some kind of administrative fee. This is


that through computers and the banking system was simply TAKEN/STOLEN/RAPED from my account!!! And they

are in a position to hold that over my head through the credit system, loopholes in legal disclosures and otherwise. THIS IS RIDICULOUS. They should be THROWN IN JAIL!!

I'm going to write every single paper in Ashland. The NewYork Times, The LA Times, The WallStreet Journal.

WE have the RIGHT to be treated as human beings. Being held hostage by banks is NOT O.K. This type of

FEE/Interest/Usery practices are NOT O.K. We must effectively regulate the banks, or close them down and put

them out of BUSINESS, period. As for me, i'll never again put money in a bank that has such practices.

From this moment forward i'll not put my money in any bank that has any fees associated with overdrafts under

the amount of $100.00 dollars, and regardless of the overdraft, their needs to be a grace period of at least 30

days for that money to be placed back in, allowing the flow to go as it will. Why not allow grace? To bankers

money is just numbers on paper anyways, totally abstract, they never lift a finger, yet to those of us who

understand that money is OUR LABOR, and it is directly correlated to the work and toil of our SOULS, we can not

stand for such treatment.

ANY Bank owes its customers a great respect, as it is the customers labor/money that allows the bank to


The bankers are simply using others money and investing it or loaning it to hard working people and charging

interest, causing inflation, and they never lift a finger. They are unethical thieves, especially when operating


They need to be brought down IMMEDIATELY!!

In the end the only wise banking is Co-operative Community banking. We should have banks operated and

OWNED by the same people putting money it in. That way, it is there to SERVE the members, not SCREW them.

The running of the bank will be by a board of directors and all people banking in that bank will have a share

of the fair dividends/profits procured through the wise/consensually voted upon and community approved

ecologically/economically conscious investments of said banking organization.

We have to wake up and get conscious about our power, and our money IS our power in this world.

We needn't let it be stolen or raped from us by institutions who use legal loopholes to commit theft and usery

and cause rampant inflation and devaluation of the dollar, which is the Labor, the Power and the SOUL TOIL, of the

good, righteous and ethical citizens/people.


OM Ya'HoShua OM

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